The Kinsey Law Group offers experienced, effective representation in the following areas.
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Estate & Health Planning
Estate planning is one of the most important steps you can take to make sure that your assets
are disposed of in accordance to your wishes upon your death and to make sure that your assets are properly
managed in the event you are incapacitated.
Estate Planning Services include:
- Wills
- Living Wills and Advanced Directives
- Burial Directives
- Power of Attorney
- Single Parent Estate & Health Planning
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Identity Theft
Identity theft is the fastest growing crime in America . It has become an epidemic, leaving everyone at risk, including children, adults, the elderly, those with good credit, bad credit, or no credit. And, to make matters worse, most people do not know if their identity has been stolen.
Despite your best efforts to manage the flow of your personal information, skilled identity thieves can use a variety of methods to gain access to your personal information.
We can help you be proactive to protect your identity and to avoid the frustration, time, and expense of restoring your identity and name.
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Credit Report Errors
Lenders, insurance companies and even potential employers increasingly are turning to credit reports to determine what kind of rates you should pay and if you should be hired for a job.
A recent study conducted by the National Association of State Public Interest Research Groups (2004) found that 79% of all credit reports contain some type of error and up to 25% contain errors which could result in credit denials, increased interest rates, and lost employment opportunities.
Before you become a victim of inaccurate information in your credit report, let us help you navigate the complex process of correcting those errors.
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Debt Related Issues
Dealing with a debt collector can be one of the most stressful experiences of your life. A debt collector will sometimes make harassing calls, threats, use obscene language, embarrass you by contacting your employer, family or neighbors or sue you.
Some of the debt realted issues we routinely handle involve:
- Debt collection abuse/harassment
- Debtor defense in debt collection suits
- Debt negotation with creditors
Debtors are protected by the Fair Debt Collection Practices Act (FDCPA), the Maryland Consumer Debt Collection Act, and the District of Columbia Consumer Protection Laws. Each of these laws sets out what debt collectors can do and what they cannot do, and it gives certain rights to debtors.
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Auto Fraud
There are several federal and state laws to protect consumers from the many deceptive practices used in connection with purchasing and financing an automobile. Different types of fraud that can occur during the sale or lease of a vehicle may include:
- Bait-and-switch advertising
- Odometer roll back
- Selling a used car as new
- Misrepresenting the condition of a car
- Marking up the price of the vehicle to offset trade-in or rebate credits
- Failure to deliver a clear title
- Promising one interest rate, and then giving a higher interest rate
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Residential Real Estate Transactions
Buying a home is the largest and most important purchase you will ever make in your life. Some of the real estate issues we routinely handle involve:
- Reviewing buyer/seller contracts
- Analyzing closing documents for accuracy
- Represention during closing
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Phone: 888-495-7289 Fax: 888-559-8856