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Under the Fair Credit Reporting Act ("FCRA"), each of the nationwide credit reporting agencies is required to provide you with a free copy of your credit report, at your request, once every 12 months.
AnnualCreditReport.com, the official site to request your free annual free credit report, was created by the three nationwide credit reporting bureaus Equifax, Experian and Trans Union.
You should order and review your credit report for any inaccurate information. You have the right, under the Fair Credit Reporting Act, to dispute the completeness and accuracy of information in your credit file. When a credit reporting agency receives a dispute, it must reinvestigate and record the current status of the disputed items within a "reasonable period of time," unless it believes the dispute is "frivolous or irrelevant." If the credit reporting agency cannot verify a disputed item, it must delete it. If your report contains erroneous information, the credit reporting agency must correct it. If an item is incomplete, the credit reporting agency must complete it. Let us help you navigate the complex process of correcting those errors.
If you have questions about any aspect of correcting credit report errors and what we can
do for you, please contact us. |
Phone: 888-495-7289 Fax: 888-559-8856